Banks typically grant debt capital (loans/credits) against collateral and depending on the probability of repayment. Among other things, the company's revenue situation is also examined.

In the tutorial, Nikola Nikolic from Stadtsparkasse München provides insights and tips on assessment criteria for startups:

• Will I even get a loan for my startup?
• How does the bank assess my company?
• What criteria are used as a basis?
• What does the commercial bank principle (Hausbankenprinzip) mean for promotional loans?
• Loan amount, interest, repayment, liability, guarantee – What room for negotiation is there?
• What role does the corporate customer advisor play and what are their interests?
• What reporting is expected?